At Antony James Jewellers we a offer jewellery & watch valuation service for insurance purposes, probate and divorce settlement/ family division.
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We are one of the few jewellers in surrey to have an on-site registered valuer. As well as being a member of The Jewellery Valuers Association (The JVA) our valuer is also a qualified gemmologist and a fellow of The Gemmological Association of Great Britain.
Insurance.
This is the most common type of valuation provided. An insurance replacement valuation is used to determine what a comparable new or second-hand item will cost to replace in the unfortunate event of loss or theft. This type of valuation may be split into further categories such as new replacement value (NRV), second-hand replacement value (SHRV), antique replacement value (ARV) or facsimile value (FV).
Probate.
A valuation for inheritance tax assessment may be required for the executor of the deceased's estate to enable HM Revenue & Customs to establish the correct amount of stamp duty. The values will usually be based on what items would usually achieve on the "open market' with this usually being auction. Valuations must comply with The Inheritance Tax Act 1984, Section 160. These values tend to be a lot lower than those for insurance.
Family Division & Divorce Settlement.
In the event of a divorce or seperation a valuation can be obtained to assist with the division of property (jewellery). Similar to probate valuations convention dictates thate the values will be based on what items would likely achieve on the "open market".